Does Costco take EBT? Are food stamps accepted at Costco?

Costco’s affordable prices, free food samples, and its food court are some of the many reasons why the chain is so popular and one of the largest wholesale clubs in America.

You might wonder, “Does Costco accept EBT?” If you’re new to Costco and haven’t shopped there before, this is a question you may be asking yourself.

Does Costco take EBT? Are food stamps accepted at Costco? 1

Costco stores accept Supplemental Nutrition Assistance Program (SNAP) benefits that can be used at Costco warehouses if you are receiving one.

Costco offers a wide range of deals that are worth shopping for.
Here’s everything you need to know about Costco, EBT, and SNAP.

What is an EBT Card and SNAP?

EBT, or Electronic Benefits Transfer, is a card that you receive when applying for Supplemental Nutrition Assistance Program (also known as SNAP).

This program was launched by the government to provide nutritional foods for families with low incomes in the United States. This is an upgraded version of food stamps.

The program is a great help for families that need extra assistance. You can enroll in the program and receive money monthly on your EBT card, which can be used to purchase groceries at most grocery stores.

Not all shops accept EBT. State laws determine what you can buy and what you cannot with your EBT card.

Who is Eligible for EBT Cards?

A family must meet income and employment requirements to be eligible. The USDA determines the limit for the household’s annual income.

You must be in a financial crisis or have a low income to qualify.

You must also be a US resident or citizen and live in the same state as the one where you apply for benefits.

Does Costco Take EBT Cards and SNAP?

Yes, Costco warehouses accept EBT.

You can use EBT at all Costco warehouses and get discounts on bulk foods. You can get great deals by using it.

You can use the EBT card only at Costco Warehouse stores to buy wholesale.

Costco’s food courts and Costco gas stations are not included and do not accept EBT.

How to Use My EBT Benefits Online at

Unfortunately, EBT Cards are NOT an accepted payment method for online shopping at the Costco website. only accepts Visa, MasterCard, Discover, and Costco Shop Cards.

How to Shop at Costco with EBT?

It is easy to use an EBT at Costco. The process is similar to using a debit or credit card. Here is a step-by-step tutorial to give you a quick overview.

  1. Present your EBT Card to the cashier.
  2. The cashier will enter your total purchase amount.
  3. You will be asked to enter your PIN by the cashier.
  4. The cashier will then process your order and give you a receipt once you have entered your PIN.

That’s it. Keep your receipts to confirm that the charges on your card are correct.

Costco will provide you with a receipt that includes your account balance. You can then ensure that your payments are correct and up to date.

What CAN I Buy with an EBT at Costco?

According to the USDA guidelines on SNAP, the only items that can be purchased with an EBT card include:

  • Meat, fish, chicken
  • Fruits and vegetables
  • Bread and cereals
  • Non-Alcoholic drinks
  • Dairy products
  • Canned products

Costco also accepts the EBT card for Snack foods, Seeds, and plants for your garden needs. In general, customers on a tight budget will be able to afford healthy food options like others.

What CAN’T I Buy with an EBT Card at Costco

The USDA has set up some regulations that don’t allow you to use SNAP benefits on the following items at Costco:


  • Beer
  • Wine
  • Hard liquor


  • Hot Foods (including Costco Food Court)
  • Pet Foods

Tobacco Products

  • Cigarettes
  • Chewing tobacco

Health Products

  • Vitamins
  • Medicines
  • Supplements

Hygiene Items

  • Diapers
  • Feminine hygiene products
  • Cosmetics

Other Items

  • Live animals
  • Household items
  • Electronics
  • Jewelry

Does Costco Food Court Accept EBT Cards?

Costco’s food court does not accept EBT or SNAP benefits. The food court is restricted as per USDA guidelines because it sells hot foods.

However, depending on the laws in your state on SNAP, you may be able to use your EBT to pay for food at Costco’s food court.

To pay for your purchases, you can withdraw cash directly from your EBT Cash account.

You can still do this even if you don’t have a Costco membership to enjoy a meal at the Costco food court.

Can I Use My EBT Card if NOT a Costco Member?

No, you can’t, unfortunately. You have to be a Costco Member to use your EBT Card.

Here’s an easy way to get around it.

Ask a Costco member friend to purchase a Costco Cash Card for you at an agreed amount. Then, repay the cost.

You can easily repay by withdrawing money from the “Cash Account” of your EBT card at any ATM.

Does Costco Business Center Accept EBT?

All Costco Business Centers accept EBT cards and SNAP/Food stamps.

Costco’s policies are the same at all locations, even though the Business Centers cater to small businesses and business owners.

No matter what store you visit, all other policies are the same.

You’re good to go as long as you are buying eligible items from the Costco Business Center as per USDA guidelines for EBT / SNAP.

Can I Shop with a Costco Member but Use My EBT Card Instead?


It is possible to shop with family members or friends, using their Costco cards for entry but paying with your EBT card.

You will be asked to scan “your” Costco membership card. Then, you can pay using your EBT card. Grab your receipt and leave the store.

Costco doesn’t ask the cashier to match up the name of the card used to pay with the name of the membership.

Why Does Costco Accept EBT / SNAP?

Costco accepts EBT as part of their commitment to make its products available to all customers. Costco helps low-income families access the same products as others.

EBT cardholders are able to purchase eligible products, such as cleaning supplies and paper goods, and pay a fraction of the price.

Cardholders of EBT cards can also enjoy the same discounts as all other customers.

Costco has a great way to demonstrate its commitment to those in need while providing high-quality products and services for all customers.

Is It Worth Shopping at Costco in Terms of Save More Money?

You’ve probably already noticed that Costco offers low prices. There are ways to save more money when shopping.

I share some tips you can consider, and you can save money by shopping at Costco.

Take advantage of their Weekly Specials and Discounts.

Costco offers weekly specials and discounts that you can take advantage of. This offer has a variety of offers to suit all budgets.

You can save more money by purchasing products at promotional prices!

Compare Prices Online before you go to the store.

Comparing prices online is important before you go to the store.

You can find the best deals by doing some research and avoiding overspending.

Join the store’s Membership Program.

Costco memberships start at $60 per year. Costco memberships are annual payments, but they give you discounts on electronics, clothing, home goods, and food.

You can shop at Costco with a friend or family member who already has a membership if you can’t afford a Costco membership for now.

Use your EBT card to pay for the purchases and your friend or family member’s Costco card for entry.

Use the store’s Price-Matching Policy.

Costco will match any lower price offered by another retailer. This means that you can buy the product at a low price and also get the best deal across multiple stores.

Buy Items in Bulk whenever possible.

When you buy in bulk, the price per unit is often lower. Thus more savings.

Be sure to Check Expiration Dates.

Food that has expired is not only dangerous, but it can be a waste.

It’s best to check expiration dates in order to avoid wasting money and food.

Does the Return Policy Differ for EBT Purchases?


All EBT purchases are covered by the same excellent Costco return policy.

Can an EBT Card be Used for Costco Grocery Delivery?


Costco has recently launched its new home grocery delivery service.

However, because you must use the Costco website to order your groceries, you CANNOT make your order using your EBT card.

Can I Use My EBT Card to Buy Gas at Costco?


You can withdraw cash from your “Cash account” using your EBT card. This money can be used to purchase gas at Costco.

Before you do this, make sure to check the limits of your EBT account. The savings might not be worth it.

The policy extends even to groceries and food.

If you are not satisfied with your purchase, you may return it to Costco for a refund or an exchange at any time.

Bottom Line

Costco’s warehouses offer a great way to save money on healthy foods and other essentials.

Remember which items you can purchase using your EBT card so you don’t waste time while shopping.

See also: How to use EBT card on Amazon for online shopping.


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